How Health Sharing Works
Health sharing is a community of like-minded individuals who share each other's medical expenses. It's not insurance — it's something better.
Join the Community
Choose a membership that fits your budget and health needs. Enrollment is quick and simple.
Make Your Monthly Contribution
Your monthly share goes into a pool to help cover other members' eligible medical expenses.
Visit Any Provider
See any doctor or specialist you choose — no restrictive networks or referral requirements.
Get Your Bills Shared
When you have eligible medical expenses, the community shares the cost. It's healthcare the way it should be.
Healthcare That Works For You
Health insurance is broken — skyrocketing premiums, confusing networks, and coverage gaps. Altrua HealthShare puts you back in control with transparent, affordable healthcare sharing.
Save 30–50%
Monthly contributions dramatically lower than insurance premiums.
Any Doctor, Anywhere
No restrictive networks. See the provider you trust without referral hassles.
Community-Powered
Members share medical expenses together — a compassionate alternative to corporate insurance.
Up to $2M Coverage
Lifetime maximums up to $2,000,000 with no annual limits on top-tier plans.
Fast & Simple
Quick enrollment, easy claims process, and a dedicated team to help you every step.
Extras Included
Telemedicine, counseling, dental/vision discounts — all built into your membership.
Four Plans, One Mission
Every membership includes telemedicine, counseling services, and dental, vision & hearing discounts.
Ruby
starting at
For a healthy individual with a higher Member Responsibility Amount
- 6 Pooled Office Visits per Member
- Unlimited Telemedicine
- Cancer Treatment Sharing
- Annual Limit: $150,000
- Lifetime Max: $1,000,000
Sapphire
starting at
Great for two people wanting added security and coverage
- 6 Pooled Office Visits per Member
- Unlimited Telemedicine
- Cancer Treatment Sharing
- Annual Limit: $250,000
- Lifetime Max: $1,000,000
Loved by Thousands
Don't just take our word for it — hear from members who made the switch.
"Super easy to apply. The whole process was seamless and I felt supported every step of the way."
"Very easy process to sign up and the agent was very resourceful. I'm saving hundreds every month compared to my old plan."
"Andy was great at explaining everything to me and signed me up with no problems. Best decision I've made for my family."
"Love this company and the concept behind it. Health sharing is the way to go — I tell everyone about it."
"When I needed to make a claim, they walked me through every step and told me everything I needed to submit to get reimbursed."
"Jacob found a plan that was more affordable than anything on the marketplace. Couldn't be happier with my savings."